This project empowers vulnerable women by provision of trainings that teach marketable skills. Business training, three loans to start businesses, business monitoring is provided to 550 women impacted by HIV in Zambia. Earnings from businesses started help pay for food, rent, medicines and school expenses. With a better diet families improve in health, and more children attend school. The women become more financially literate, build assets, and acquire leaders skills. Gender equity is improved.

Challenge

Forty-two percent of Zambia's population lives on less than two dollars per day, defined as extreme poverty by the UN. Low income and a high incidence of HIV and AIDS related deaths, has orphaned thousands of children. These children live with extended families and face malnutrition, neglect, and abuse. Most orphans are cared for by grandmothers who have never been to school, have no regular source of income, and are unable to provide adequate care. These women need education and support.

Long-Term Impact

Loan recipients run profitable businesses, and build an asset base. The diet and health of families improves, more children attend school, more women get tested for HIV, and HIV stigma is lower. In addition, more women save regularly, and open bank accounts. In the long term, the women are economically and socially empowered, resulting in improved gender equity and lower income inequality. The community can break out of the vicious circle of low education and poverty and solve problems.

References

1. http://www.poweroflove.org
2. https://poweroflove.org/projects/microfinance-women
3. https://www.poweroflove.org/blog/impact-our-micro-loans-program-2020
4. https://www.poweroflove.org/blog/business-training-and-micro-loans-provided-new-women-entrepreneurs-zambiahttps://www.poweroflove.org/blog/business-training-provided-new-set-entrepreneurs
5. https://www.poweroflove.org/blog/mechanics-power-love's-micro-loans-program

Additional Documentation

https://www.globalgiving.org//pfil/6597/projdoc.xlsx

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